abillybob Posted October 5, 2015 Posted October 5, 2015 Pfft not to keen on this time of year... well financially not keen. Last weekend was 3 of my friends birthday's all in one, me and my girlfriend attended the big party they did together and bought each one a present and a card it's cost £150 each. Roll on in a few weeks and it's halloween, as much as I love the parties that are thrown and the drinking after you have bought a costume and all the other 'bit and bobs' we're now spending £130 between us. Then comes the week after which is mine and my girlfriends anniversary, ordered a hotel, some presents and a meal and it's cost me £350 Then to follow is bonfire night, christmas and new year. Looking forward to January now so I can finally start saving again Anyone else feel the same!?
hardtailstar Posted October 5, 2015 Posted October 5, 2015 Nope I don't feel the same. I wouldn't spend £150 on friends for their birthdays, maybe £20 at most. Each to their own I guess. 3
mole Posted October 5, 2015 Posted October 5, 2015 Friends don't get presents they get some pints down the pub or at a push they bought a T-Shirt. Anniversary = Takeaway. Big spender me.
halbaradkenafin Posted October 5, 2015 Posted October 5, 2015 If it's a "big" birthday I'll buy something for a friend otherwise it's a drink or two on a night out, same for family. Halloween this year is likely to be expensive for me but that's due to being in Berlin meeting a bunch of internet nerds I know.
clockend25 Posted October 5, 2015 Posted October 5, 2015 I've just finished paying off my car so I'm a couple of hundred quid better off a month than I was. I am however just funnelling that into my house deposit fund.
Popular Post teejay Posted October 5, 2015 Popular Post Posted October 5, 2015 Pfft not to keen on this time of year... well financially not keen. Last weekend was 3 of my friends birthday's all in one, me and my girlfriend attended the big party they did together and bought each one a present and a card it's cost £150 each. Roll on in a few weeks and it's halloween, as much as I love the parties that are thrown and the drinking after you have bought a costume and all the other 'bit and bobs' we're now spending £130 between us. Then comes the week after which is mine and my girlfriends anniversary, ordered a hotel, some presents and a meal and it's cost me £350 Then to follow is bonfire night, christmas and new year. Looking forward to January now so I can finally start saving again Anyone else feel the same!? Ditch your friends, ditch your girlfriend, you'll be loaded... 6
fairm010 Posted October 5, 2015 Posted October 5, 2015 Ditch your friends, ditch your girlfriend, you'll be loaded... I did that... Then started modding my car. FML 3
Popular Post sparkeh Posted October 5, 2015 Popular Post Posted October 5, 2015 Have kids and you'll learn the real meaning of 'hard up' 14
Patrick Posted October 5, 2015 Posted October 5, 2015 I'm just a skint as i was when i was earning £80 a week. Seems that no matter what i earn i always end up with the calculator app open scratching my head at the end of the month. Kids or no kids.
abillybob Posted October 5, 2015 Author Posted October 5, 2015 I spent around £30 on my friends but bare in mind there was 3 of their birthdays all at once plus we went to their party in Wolverhampton which was pretty expensive too! Argh!
bossman Posted October 5, 2015 Posted October 5, 2015 @abillybob It seems a little extravagant to spend £150 each on presents for friends but then again if you have the money it's yours to spend how you wish, my advice to my son and daughter is advice I gained many many years ago from a very wise man who spake thus about money, "Spend half save half! and if you cannot afford to save and buy then don't buy!" This advice I have always took and it has worked extremely well over the years. Its up to you how you spend your hard earned money
Scotbynature Posted October 5, 2015 Posted October 5, 2015 Absolutly not on spending that much on presents. After a mortgage, running two cars and paying £700 a month on childcare I ma lucky if I can afford a few cans of lager to have while watching tv on a Friday night. What are these nights out that you talk about, they sound fun. And, Halloween is for kids to get dressed up, dont even get me started
hardtailstar Posted October 5, 2015 Posted October 5, 2015 I spent around £30 on my friends but bare in mind there was 3 of their birthdays all at once plus we went to their party in Wolverhampton which was pretty expensive too! Argh! Ah, it reads as if you spent £150 on each of them! 1
JoeBloggs Posted October 5, 2015 Posted October 5, 2015 Ah, it reads as if you spent £150 on each of them! I read it like that too. My friends usually get a pint on bdays. If in Revolution/bar or something they can have a chilli shot!
7UD9 Posted October 5, 2015 Posted October 5, 2015 Pfft not to keen on this time of year... well financially not keen. Last weekend was 3 of my friends birthday's all in one, me and my girlfriend attended the big party they did together and bought each one a present and a card it's cost £150 each. Roll on in a few weeks and it's halloween, as much as I love the parties that are thrown and the drinking after you have bought a costume and all the other 'bit and bobs' we're now spending £130 between us. Then comes the week after which is mine and my girlfriends anniversary, ordered a hotel, some presents and a meal and it's cost me £350 Then to follow is bonfire night, christmas and new year. Looking forward to January now so I can finally start saving again Anyone else feel the same!? Not really... You're choosing how to spend your disposable income, none of the above are "essentials". Your post reminds me of a friend of mine who complains he's always skint, when I point out he spends ~£50/week on cigs and £20 a night in the pub, he won't have any of it. After food/bills I spend very little every month, I've learnt to cut out unnecessary items, I don't buy into the latest tech/gadgets, expensive clothes (those I do buy are related to hobbies such as hiking/mountain biking) and will last years. As a result I've gone from saving next to nothing to putting £400/month away into an ISA and as a result have saved £4k in 11 months. I still do all of the "things" I did before.
MalekoUK Posted October 5, 2015 Posted October 5, 2015 £150 on friends birthdays??? There's ya problems...
ICTDirect_Dave Posted October 5, 2015 Posted October 5, 2015 (edited) Have kids and you'll learn the real meaning of 'hard up' Oh my yes! nov/dec/jan already very expensive befor I factor xmas into it. I've got my son's birthday in november, plus one of my sisters' birthday. December is my brother in laws birthday, my wifes birthday and another sister's birthday. Then there's Xmas itself, immediate family is myself, my wife and our two kids, plus ten siblings, parents, nephews etc on my side and a further eight on my wife's. Roll into january and it's my daughter's birthday too! Somehow I've got to factor spending money for BETT show into january. And to top it all we're going away for two weeks at the start of december this year - glutton for punishment me. I think 2016 will be mostly spent paying off the overdraft! Edit: totally forgot 30th nov is my wedding anniversary. Best stop forgetting that or I might not get too many more! Edited October 5, 2015 by ICTDirect_Dave
Garacesh Posted October 5, 2015 Posted October 5, 2015 I don't usually bother with peoples' birthdays because I forget when they are and don't have many friends anyway for Christmas I usually set a max of £40-50 per person. That's not a hard limit, just a general idea, and I buy for my 2 housemates, my mum, her husband, brother, sister and my partner-if-applicable.. So that's 7 people overall to a tune of £350. Ish. I bought some presents for colleagues last year, may do that again depending on if I can find anything suitable. I don't really like buying booze as a gift.. So that makes it max of £450 if I do. Though, there is an extremely close friend of mine who has helped me through a lot of stuff that I've just ordered some presents for, to a total cost of £110 (though most of that was postage, since annoyingly Amazon don't have their own Romanian domain... Grumble..) I do enjoy buying gifts for people, though. I'd sooner buy things for other people than myself (apart from my PC which I spent a ludicrous amount on..) It's nice to buy a friend something as a little thank-you. Since I'm living with two housemates who share some of the bills, I'm still able to put between £2-400 a month away in savings, depending on what I'm spending money on. It's less put away, for example, in months when I'm getting my laser removal done.
kennysarmy Posted October 5, 2015 Posted October 5, 2015 Pfft not to keen on this time of year... well financially not keen. Last weekend was 3 of my friends birthday's all in one, me and my girlfriend attended the big party they did together and bought each one a present and a card it's cost £150 each. Roll on in a few weeks and it's halloween, as much as I love the parties that are thrown and the drinking after you have bought a costume and all the other 'bit and bobs' we're now spending £130 between us. Then comes the week after which is mine and my girlfriends anniversary, ordered a hotel, some presents and a meal and it's cost me £350 Then to follow is bonfire night, christmas and new year. Looking forward to January now so I can finally start saving again Anyone else feel the same!? Seems not....
Joanne Posted October 5, 2015 Posted October 5, 2015 I did a spreadsheet of income / out goings last month and was horrified when I calculated £300+ of disposable income but the bank account said otherwise. Looked through the bank statement... £15 on food here, £13 on a book there... more McDolans, KFC and pizza than you can shake a stick at. Trying to be better this month, so far so bad.
Garacesh Posted October 5, 2015 Posted October 5, 2015 That's a lot of junk food for someone that's so big on fitness.. Or are you on the bulk at the moment?
TomHD Posted October 5, 2015 Posted October 5, 2015 This. Your post reminds me of a friend of mine who complains he's always skint, when I point out he spends ~£50/week on cigs and £20 a night in the pub, he won't have any of it. And this. And, Halloween is for kids to get dressed up, dont even get me started Do you own a house yet @abillybob?
hardtailstar Posted October 5, 2015 Posted October 5, 2015 I did a spreadsheet of income / out goings last month and was horrified when I calculated £300+ of disposable income but the bank account said otherwise. Looked through the bank statement... £15 on food here, £13 on a book there... more McDolans, KFC and pizza than you can shake a stick at. Trying to be better this month, so far so bad. I did that too, must have been about £200 in tescos on food and beer separate to my actual meal times!!
Arreks Posted October 5, 2015 Posted October 5, 2015 Ah yes, over the next few months I'll definitely have to cut down on Dominos a little bit. But just a little bit.
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