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Cost of living crisis 2022 - what have you cut back on?


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Posted
I've used left over LVT foiled backed underlay (from a kitchen refit 18 months ago) cut it to size and placed it behind all the radiators, especially those on outer walls. It has made a difference, reflecting the heat back into the room.

 

Prepare packed lunch in the evening and keep in the fridge, saves faffing about in the morning. Spend most of the evening in the kitchen, warms up when cooking and if we've used the oven, we leave it open when we've finished to heat the room.

Tin foil works well too as a cheaper alternative.

 

Ive still been shopping in discount/pound shops for consumables like soaps, cleaning materials and human cleaning stuff.

 

90% of the time I buy in bulk as it's cheaper than supermarkets.

Posted
Tin foil works well too as a cheaper alternative.

 

Ive still been shopping in discount/pound shops for consumables like soaps, cleaning materials and human cleaning stuff.

 

Some of us have always done that :(.

 

Re backing radiators. I'm sure I read an alternative theory that heating the wall prevents damp problems and the warmer bricks help prevent such a rapid "cool down" when the radiators are off.

Posted
Yeah, radiators work by convection - Foil isn't going to do very much more than reflect a small amount of infra red.

I bought some of that foil before the 40-degree heat last summer, which I taped up in the south-facing window to try to keep the room cooler. I don't have any evidence, but I'm pretty sure it helped.

 

I've since put some of the remaining foil behind the radiator in the same room for its intended use. I don't think it's helped in the slightest, especially in this cold snap.

Posted
Yeah, radiators work by convection - Foil isn't going to do very much more than reflect a small amount of infra red.
Mostly by convection. It WILL help, but by how much; I don't know - too many variables.
Posted
Some of us have always done that :(.

 

Re backing radiators. I'm sure I read an alternative theory that heating the wall prevents damp problems and the warmer bricks help prevent such a rapid "cool down" when the radiators are off.

 

It does prevent the heating of the wall directly but the wall is still cold so will sink heat from the room and internal walls can be excellent heat reservoirs when the heating goes off once heated. Basically YMMV so testing is recommended.

Posted
Glad to hear it's more efficient than the translator they used which includes gems like

 

Excellent, I hadn't noticed that!

 

At least it looks like it's Windows 11 compatible.

 

No. It is 5 metres long, so that's probably only compatible with 1 window, not 11......

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Posted (edited)

Change Broadband supplier if you can, you get full fibre for £25!!

 

Also getting a PIV (positive input ventilation) helps as it reduces humidity of the building so your not heating water. The walls will also feel warmer.

Edited by nicholab
Posted
Glad to hear it's more efficient than the translator they used which includes gems like:

 

[ATTACH=CONFIG]67854[/ATTACH]

 

At least it looks like it's Windows 11 compatible.

Subtract the excess...... Screenshot_20230125-133820.jpg
Posted

The new bathroom she wants needs to funded so I looking to shave a few pounds here and there, so today I have dumped EE as my mobile provider after 20 years, I was paying £19 for sim only deal out of contract 25GB data plan.

Moved for 100GB plan for £11 for 12 months, on Talkmobile using Vodaphone's network. I may regret it but its only 12 months.

Going to also dump Disney as the grandchildren prefer youtube. :D

Broadband check tonight as were out of contract with Vodaphone so looking to shave a few quid off the £28 we currently pay.

Holiday is looking to be weekends away spread over the year rather than a block booking and paying through the nose during school holidays.

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Posted

 

 

Not bought myself any camera kit this year.

 

Nor me and the lens that I was going to get (£650 second hand) is now very much on hold as (all being well), I'll have 2 grand to fork out in deposit and a month's rent on a new place. It is much better insulated (ie it has some !!) and the rooms are smaller so should be more economical to run (despite being much more expensive to rent).

Posted
Change Broadband supplier if you can, you get full fibre for £25!!

 

If you can't get FTTP, you can get Three 4G+ mobile broadband, with a router, for £20/mo with the first six months at £10/mo. We get 160Mbps speed.

 

You won't find it online, go to a Three shop.

Posted
I have dumped EE as my mobile provider after 20 years, I was paying £19 for sim only deal out of contract 25GB data plan.

Moved for 100GB plan for £11 for 12 months, on Talkmobile using Vodaphone's network. I may regret it but its only 12 months.

 

I did similar recently, but stayed with the same network. I went from £22 for SIM-only to £23 with a new handset, and a £100 bonus for recycling my old handset. That means I get a new handset and pay £64 less than if I'd done nothing.

 

The deals are definitely out there for those people who have the time, ability and inclination to look for them.

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Posted

I want to know hat handsets people are getting for these deals as the price seems to have gone through the roof on handsets?

 

On Energy: Also with energy Martin Lewis said you can be charged for usage on DD not averaged bill. You can also dispute a DD amount if it unreasonable.

Posted
Bank switching is at a high and no doubt reflects people looking around due to cash incentives. https://www.bbc.co.uk/news/business-64399666. Has anyone done this and how did it go?

 

I did a 7 day switch a few years ago and it worked fine. All DD transferred fine and employers payroll switched over. Wife’s sister transferred money to old account and it found it way to new account.

Posted (edited)
Bank switching is at a high and no doubt reflects people looking around due to cash incentives. https://www.bbc.co.uk/news/business-64399666. Has anyone done this and how did it go?

 

My first attempt failed, switched from Starling to First direct and the former blocked it for some reason. So only got the £20 for opening a FD account, I now use this for the regular saver.

 

2nd attempt, I set up a 2nd Barclays & opened some dummy direct debits (Plum +Moneybox) and switched to Nationwide

Then switched from Nationwide to Halifax, I had the money for this one before the switch was even complete.

I'm thinking of going again shortly & do Lloyds/Santander.

 

Edit: If anyone is interested in making a bit of extra 'beermoney' I'd reccomend the beermoneyuk subreddit, it can get cluttered sometimes with crap but there's a lot of guides/offers etc to make a bit extra.

Some of the highlights for me were the monese referral scheme at £70 per referral & the bestinvest topcashback sign up, deposit £2 and get £100 cashback, was a mistake but they honoured it.

Edited by Danwinchelsea
Posted
Bank switching is at a high and no doubt reflects people looking around due to cash incentives. https://www.bbc.co.uk/news/business-64399666. Has anyone done this and how did it go?

I've done this several times, in the past, and will be doing it again shortly. My main bank is the Co-op, which I'm sticking with, but I have also opened accounts with other banks when they offered incentives. By circulating money between the accounts with standing orders, I would meet the criteria for minimum monthly deposit on each and get the rewards. At one point, I was getting £20+ a month - just for shuffling money around. A couple of these accounts aren't being used at all now, so they are the ones I'll switch to get incentives from the new accounts.

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