Miscbrah Posted June 2, 2014 Posted June 2, 2014 At last... I've finally got through my driving test second time round!! Just need a motor now and to get rogered in the bum by insurance companies, road tax, feeding and repairing the sodding machine... Fixed it for you. But congratulations! 1
cpjitservices Posted June 2, 2014 Author Posted June 2, 2014 Fixed it for you. But congratulations! LOL yep you might be right!
abillybob Posted June 2, 2014 Posted June 2, 2014 Post Code ratings for Car Insurance worth checking before you buy / rent a house I'm a B grade though so why is mine so high!?
elsiegee40 Posted June 2, 2014 Posted June 2, 2014 I'm a B grade though so why is mine so high!? You're not a married father of two who has his own home?
abillybob Posted June 2, 2014 Posted June 2, 2014 You're not a married father of two who has his own home? Bingo
Andrew_C Posted June 2, 2014 Posted June 2, 2014 I'm a B grade though so why is mine so high!?Your age? Worth bearing in mind; "The biggest killer of girls 16-20(or something like that)... is their boyfriends driving." 1
mac_shinobi Posted June 2, 2014 Posted June 2, 2014 Right, 20,000 miles, 250 excess... well you can see the details I still wouldnt grumble at the price. [ATTACH=CONFIG]24812[/ATTACH] The first quote from "Drive like a girl" lol - sorry that made me chuckle ( not being sexist or anything )
sted Posted June 2, 2014 Posted June 2, 2014 I'm a B grade though so why is mine so high!? pass as mine I consider low and mines in an f* area and even changing it from a 1.6 derv ds3 to a new focus st-2 its still <~£360 12000 miles a year garaged single 36
abillybob Posted June 2, 2014 Posted June 2, 2014 Your age? Worth bearing in mind; "The biggest killer of girls 16-20(or something like that)... is their boyfriends driving." I'm more of a careful driver than my mum and she's in her 40's. My mum says like a drive like an old lady because I do the speed limit everywhere and listen to country music on my way home! Haha It's a shame they stereotype people but then again I blame all the chavs roaming about with big exhaust and squealing Vauxhall Nova who decide to race everywhere! I got pulled over once by the police driving along the A442 towards Telford at night as I was driving "suspiciously carefully" they did a check and off I went
cpjitservices Posted June 2, 2014 Author Posted June 2, 2014 LOL, well I dont own my own home although I wish... Thanks I'm D Grade apparently! Is that good ?
Tesla Posted June 2, 2014 Posted June 2, 2014 (edited) since when has there been grades??? *edit* read the post, assumed people were talking about actual insurance gradings for people >.> also I call bull excrement on those gradings... considering my area as a whole varies from an e to an Ai i don't think my area should be a D (which is the same as the lakes estate...) Milton Keynes people may understand... Edited June 2, 2014 by Tesla
sted Posted June 2, 2014 Posted June 2, 2014 since when has there been grades??? probably since insurance companies had computers and cold see easily where incidents were reported just by searching a database rather than paper records
elsiegee40 Posted June 2, 2014 Posted June 2, 2014 LOL, well I dont own my own home although I wish... Thanks I'm D Grade apparently! Is that good ? When I said you were living in your own hime, I meant that you weren't living with your parents. Abillybob is an unmarried 20 year old living with his parents... your situation with a wife and two kids looks rather different ... through the insurer's eyes 1
mac_shinobi Posted June 2, 2014 Posted June 2, 2014 Post Code ratings for Car Insurance worth checking before you buy / rent a house @andydis From the above site you posted : NN Northampton 1-5 . . . . . . . . . . . . . . . . . . . . . . D * 6, 9, 13-16 . . . . . . . . . . . . . . . . . . A 7-8, 10-12, 29 . . . . . . . . . . . . . . . . B 17-18 . . . . . . . . . . . . . . . . . . . . . C Going from this my first part of the post code I live in is NN9 so presume this means I have an A Grade
Bananas Posted June 2, 2014 Posted June 2, 2014 Mine is A too, mind you I already suspected as much given the crime report for our area usually reads something like: A spade was stolen from an allotment shed, it was later returned LOL 1
Guest Guest Posted June 2, 2014 Posted June 2, 2014 I'm a B grade though so why is mine so high!? The list is hardly accurate. It lists me as an E grade yet my postcode covers where I live now (not too bad an area), where I grow up (nice area) and some of the most deprived streets in the country. Plus what car are you looking at? Insurance group can also be misleading. IME it's how chavtastic the car is. I insured an MR2 as my second car in my second year driving at 22 year old in a supposed E grade area for £750...
cpjitservices Posted June 2, 2014 Author Posted June 2, 2014 My HU postcode covers Hull as-well so it lists me as grade D, but I get low insurance.
mac_shinobi Posted June 2, 2014 Posted June 2, 2014 I currently have 5 years NCB and have me other half on the same car as a named driver and think we pay just under £35 a month.....
cpjitservices Posted June 2, 2014 Author Posted June 2, 2014 Shame I couldn't hire a car for now... even just a week is £160.
Fleetwood Posted June 2, 2014 Posted June 2, 2014 Also a good tactic is to get a car that's uncommon for your age. When I was 19 a Volvo S40 diesel was cheaper for me to insure than a Corsa. Madness!
cobra427col Posted June 2, 2014 Posted June 2, 2014 Didn't think Pass Plus was still a thing...(even though you don't have it) I'd read somewhere that it didn't matter as ins co's overlooked it when your licence arrives - look at the groups of vehicles permitted to drive. My brother (good few years older than me but learned to drive ages after I did) cant drive/tow half the stuff I can - he's had to do "top ups" he calls them 1
cpjitservices Posted June 2, 2014 Author Posted June 2, 2014 Didn't think Pass Plus was still a thing...(even though you don't have it) I'd read somewhere that it didn't matter as ins co's overlooked it when your licence arrives - look at the groups of vehicles permitted to drive. My brother (good few years older than me but learned to drive ages after I did) cant drive/tow half the stuff I can - he's had to do "top ups" he calls them No, anyone with a 'new' license can't tow anything I dont think! I'd need to take another test for that! 1
TomCollins Posted June 2, 2014 Posted June 2, 2014 No, anyone with a 'new' license can't tow anything I dont think! I'd need to take another test for that! You can tow anything up to 750KG or where your car and the trailer don't weigh more than 3,500KG. Anything over you need the B+E entitlement! 1
mac_shinobi Posted June 2, 2014 Posted June 2, 2014 No, anyone with a 'new' license can't tow anything I dont think! I'd need to take another test for that! I had the same issue although don't need to tow anything just yet so will take that later on.
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