cpjitservices Posted June 2, 2014 Posted June 2, 2014 At last... I've finally got through my driving test second time round!! Just need a motor now... 3
elsiegee40 Posted June 2, 2014 Posted June 2, 2014 (edited) Congratulations! All the best drivers, pass on their second attempt I hope the insurance isn't too painful for the new motor Edited June 2, 2014 by elsiegee40 1
mac_shinobi Posted June 2, 2014 Posted June 2, 2014 (edited) At last... I've finally got through my driving test second time round!! Just need a motor now... Congrats - I passed on my 2nd attempt. Now you have all the fun of insurance / tax / mot / fuel and lots more expense Congratulations! All the best drivers, pass on their second attempt I hope the insurance isn't too painful for the new motor Yep Edited June 2, 2014 by mac_shinobi
abillybob Posted June 2, 2014 Posted June 2, 2014 Yeah always check the insurance group before buying a car the lower the number the better. When I purchased my first car it was a Renault Clio 1.2 Campus (Insurance Group 1) and it was £2400 per year and even more if I was to pay monthly. Women used to get half the insurance premiums but now the insurance on my girlfriend 1.2 Corsa is around the £2000 mark. It doesn't normally matter that much on age either, an old boss of mine who is 29 has just passed and bought himself a 1.6 Astra, the insurance on that is £3800 per year! It does get better though I'm on my third year driving and my insurance for a 1.8 Honda Civic Type S is £460 Fully comp it's the first year that's the hardest my girlfriend has so far spent around £6000 on her driving for the first year so you better get your moneys up But enjoy and don't hit anything!
mac_shinobi Posted June 2, 2014 Posted June 2, 2014 Oops. Post amended. It should have said isn't! FTFY in my quote 1
cpjitservices Posted June 2, 2014 Author Posted June 2, 2014 I got a quote on a 2.0 GHIA Focus estate Diesle this morning... £80 a month fully comp so not going to complain at that!! Thanks everyone I'm looking forward to getting a car!!! I passed with 2 minors so it's made me a better driver failing first time. 1
abillybob Posted June 2, 2014 Posted June 2, 2014 I got a quote on a 2.0 GHIA Focus estate Diesle this morning... £80 a month fully comp so not going to complain at that!! Wow that's extremely cheap for your first year, can I ask how you got that price? 1
mac_shinobi Posted June 2, 2014 Posted June 2, 2014 Wow that's extremely cheap for your first year, can I ask how you got that price? Being over 25 , maybe ?
cpjitservices Posted June 2, 2014 Author Posted June 2, 2014 Wow that's extremely cheap for your first year, can I ask how you got that price? I have no idea, I was honest about everything...! SO I have no idea. Car: FOCUS Estate GHIA - 2.0 Petrol Details: License held for: Less than 1 month 6000 S&C A year mileage No Pass Plus D.O.B: 30/05/1988 Vehicle kept overnight: Driveway Vehicle kept During daylight hours: Secure Car Park 1
mac_shinobi Posted June 2, 2014 Posted June 2, 2014 (edited) I have no idea, I was honest about everything...! SO I have no idea. Car: FOCUS Estate GHIA - 2.0 Petrol [ATTACH=CONFIG]24808[/ATTACH] Details: License held for: Less than 1 month 6000 S&C A year mileage No Pass Plus D.O.B: 30/05/1988 Vehicle kept overnight: Driveway Vehicle kept During daylight hours: Secure Car Park Possibly also the make / model of the car , maybe they dont see that as a boy racer type of car where it can be modified into a sports type car and go a lot faster etc etc Just guessing here - so could be wrong - other factors are generally type of job, marital status and a long list of other things Edited June 2, 2014 by mac_shinobi
abillybob Posted June 2, 2014 Posted June 2, 2014 I have no idea, I was honest about everything...! SO I have no idea. Car: FOCUS Estate GHIA - 2.0 Petrol [ATTACH=CONFIG]24808[/ATTACH] Details: License held for: Less than 1 month 6000 S&C A year mileage No Pass Plus D.O.B: 30/05/1988 Vehicle kept overnight: Driveway Vehicle kept During daylight hours: Secure Car Park Wow would you mind sending a link to the same website you got that off? 6,000 miles is low though (for me) so maybe that's it I easily do 20,000 a year and my girlfriend does more
mac_shinobi Posted June 2, 2014 Posted June 2, 2014 Wow would you mind sending a link to the same website you got that off? 6,000 miles is low though (for me) so maybe that's it I easily do 20,000 a year and my girlfriend does more I would be interested in where or how he get that quote !!
Michael Posted June 2, 2014 Posted June 2, 2014 Welcome to the world of driving! Just remember everyone else on the road is an idiot Expect the unexpected Insurance is coming down slowly. Age does play a role, but also your postcode irrelevant how it's stored at night.
cpjitservices Posted June 2, 2014 Author Posted June 2, 2014 its on Confused.com I'm 26, and married and have 2 children under 16. All included in the quote. Ill add more mileage see what happens. - - - Updated - - - Welcome to the world of driving! Just remember everyone else on the road is an idiot Expect the unexpected Insurance is coming down slowly. Age does play a role, but also your postcode irrelevant how it's stored at night. Ahhh well I'm in a posh part of town lol
Michael Posted June 2, 2014 Posted June 2, 2014 There you go and I'm sure it's the same for your buildings/contents too. All postcode linked.
cpjitservices Posted June 2, 2014 Author Posted June 2, 2014 Right, 20,000 miles, 250 excess... well you can see the details I still wouldnt grumble at the price. 1
abillybob Posted June 2, 2014 Posted June 2, 2014 Very good. It does have a lot to do with where you live and depending on the crash statistics near your area, I have Kidderminster, Wolverhampton, Telford all around me which pushes up my insurance premiums to extreme levels (or did) there was a map posted on here not long ago which showed the amount of points on people license on average and except for Bridgnorth all the other places where in the red! My aunt was driving around telford a few months back and 5 kids decided to chuck eggs at her car when she stopped to clean it off two of them stole the vehicle... she reported this to the police obviously, I suppose it does depend where you live and the amount of miles! It's a shame as Bridgnorth is a lovely little town it's some of the areas around it! Enjoy anyway buddy!
cpjitservices Posted June 2, 2014 Author Posted June 2, 2014 Very good. It does have a lot to do with where you live and depending on the crash statistics near your area, I have Kidderminster, Wolverhampton, Telford all around me which pushes up my insurance premiums to extreme levels (or did) there was a map posted on here not long ago which showed the amount of points on people license on average and except for Bridgnorth all the other places where in the red! My aunt was driving around telford a few months back and 5 kids decided to chuck eggs at her car when she stopped to clean it off two of them stole the vehicle... she reported this to the police obviously, I suppose it does depend where you live and the amount of miles! It's a shame as Bridgnorth is a lovely little town it's some of the areas around it! Enjoy anyway buddy! On my quote the "Drive like a girl", ignore it as they require you to install a black box! Still Tesco is cheap enough..! - @abillybob I have Hull around and next to me. 'Nuff said lol 2
andydis Posted June 2, 2014 Posted June 2, 2014 Post Code ratings for Car Insurance worth checking before you buy / rent a house 2
cpjitservices Posted June 2, 2014 Author Posted June 2, 2014 Cool thanks for that @andydis Just need to find a car with what little money I have - in the middle of switching jobs which does not help!!
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