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Posted
I don't bother with it, my car is German and thus never breaks-down :) But if I chose to get some, I'd go for The AA :) I'm not posh (or rich) enough to bother with these premier bank accounts that give it "free"
Posted

The Lloyds one does require a certain level of income, but it isn't expensive to get the "free" motor cover. I was already with the AA when I "upgraded" my bank account. What the AA cover would cost me (Relay & Homestart) pays for nearly all the account charge. Thus all the other 'useful' extras are free.

 

Having some sort of cover is also cheap compared to just one tow off a motorway!

Posted
I use AutoAid. It's an insurance service, but bear with me.

 

You break down, then phone AutoAid. They arrange a local recovery service. You pay the recovery service, either with a card or they can send you an invoice. You then send the bill to Autoaid and they reimburse you.

 

From personal experience, I recommend them. If you're married, they automatically include your spouse. They cover all cars in your household (for a few years I was covering two cars and a camper van).

 

I've used them twice and they were excellent.

 

It's £36 per year.

 

If works out well if you have a few vehicles to cover and you're married!

 

I second AutoAid - they will also pay for the cost of labour/repairs(not parts) if linked to the breakdown. the only downside is the need to pay for it yourself first then claim it back...i have recieved a cheque from autoaid within two weeks each time.

Posted

I have been with the RAC for years and they have always been excellent. I get onwards, roadside and recovery.

I also have free recovery with my insurance (the nodding dog), AA cover through my Bank and full SEAT recover service with my car.

Posted
I have been with the RAC for years and they have always been excellent. I get onwards, roadside and recovery.

I also have free recovery with my insurance (the nodding dog), AA cover through my Bank and full SEAT recover service with my car.

 

So if you break down do they all arrive at once and start fighting over who gets to fix it?:p

Posted

don't really know. I have been a member of RAc for 12 years and will always keep them as My policy covers me and not the car. The Insurance cover is for the named car on the insurance policy and the SEAT cover is part of the warranty on the car as it is new.

The AA is for a me only and has limited cover due to the fact that it is through the bank account.

 

personally I would always recommend the RAC. Over the years they have always arrivedquickly and fixed or sorted in great time. One guy even took us to our hotel when we broke down in the middle of lizard point at 11.00pm in Cornwall and then went back to the car and waited for the breakdown truck to arrive!!

Posted
Have you noticed how breakdown trucks are always 50 minutes away no matter where you are in the country? It's a known geographical phenomenon.

 

whats more interesting is how many of the other companies trucks or van go past once you have made a phone call......

Posted
It's always good to have cover, no matter how good your car is. All it takes is two flat tyres and you're stuck.

 

All it takes is a vandal student or someone dis gruntled enough, plenty of ways lol

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