Hi there.
I have 2 dogs and a cat and they are all with separate insurance companies. I tend to go for the cheapest.
My dogs are with 'Tesco' and 'help you cover'. My experience with Tesco is good and I have put one claim in with them and had no problems when receiving money back, but they are steep on prices when it comes up to renewal, hence why I am with 3 different ones. I've only recently joined help you cover so haven't had many dealings with them, but there price was really good and straight forward. - Both are lifetime cover.
My advise is to use a comparison website where you can untick and tick the different types of cover.
Hope this helps