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Posted
Was sceptical of that one at first due to "£250 towards replacement of boiler" that's nothing for a replacement boiler cost, also toilet repair providing there isn't another toilet in the house but then at the bottom annual service of your boiler, which for me is about £80 anyway makes it probably worth while.
Posted
Personally - I think just putting an amount away every month into an instant access savings account is the best wat - then use it if you need or let it mount up - most financial advice sites agree that emergency insurance is a bit of a rip off

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