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    Smartphone Insurance?

    Hi all,
    A personal one here, I've recently had the displeasure of dropping my HTC Desire Z and having the screen replaced (Home insurance was £250 excess, Carphone Warehouse wanted £170, went direct to HTC and they did it for £90, plus I keep my warranty)

    Can anyone recommend a company for smartphone insurance, as I'd rather pay a small monthly premium than incur massive costs and the lost of my phone for 2 weeks again I've looked at protectmybubble but wondered if anybody had other companies they use?

    I'm looking for comprehensive cover over cost pm

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    nephilim's Avatar
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    Protect your bubble gets my vote

    Gadget Insurance | Cheap Gadget Insurance From Just £1.49 per month I have the same cover on my phone. Excess is is £50, and cost is £2.49 a month (That is theft, damage, loss etc). Claimed once, took 3 days to get a replacement.

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    Norphy's Avatar
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    Looking at that site, insuring the iPhone costs £5.99 a month plus an extra quid if you want loss cover. I've seen worse I suppose, insurance cover from the phone operators was a lot more.

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    creese's Avatar
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    Mine is covered free with my LloydsTSB account

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    Quote Originally Posted by creese View Post
    Mine is covered free with my LloydsTSB account
    So is mine, although when I sent off my SE C905 to be repaired it came back locked to Orange and I had to pay again to get it unlocked which was a pain.

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    Quote Originally Posted by stevenewman View Post
    So is mine, although when I sent off my SE C905 to be repaired it came back locked to Orange and I had to pay again to get it unlocked which was a pain.
    I had the opposite, when my O2-locked Dell Streak was replaced I got an unlocked one in return Insured through my joint Barclays account with Mrs AT - it turns out that if you get the insurance on a joint account you can insure both of your phones for no extra cost!

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    somabc's Avatar
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    Phone insurance is for idiots who can't look after their stuff!

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    creese's Avatar
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    Quote Originally Posted by somabc View Post
    Phone insurance is for idiots who can't look after their stuff!
    Idiots who get mugged, hurt in an accident....

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    I got no insurance for myself then how come will i suggest for phone

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    Cheers for the help guys, went with protect my bubble in the end, £3.99pm.

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    creese's Avatar
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    I am just in the process of claiming for my Desire. I had used it to get to a school using Navigation, in the process of putting it back in it's case I dropped it. The screen is smashed and has small dents in the case. I have to pay £30 excess, Not bad for a 'free' insurance through the bank. The screen is over £100 before fitting.

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    JJonas's Avatar
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    Quote Originally Posted by creese View Post
    I am just in the process of claiming for my Desire. I had used it to get to a school using Navigation, in the process of putting it back in it's case I dropped it. The screen is smashed and has small dents in the case. I have to pay £30 excess, Not bad for a 'free' insurance through the bank. The screen is over £100 before fitting.
    £25.99 on ebay if you fit it yourself - make sure you get the right one though

    LCD Screen Display For HTC Desire G7 Google G5 AMOLED | eBay

    or

    http://www.ebay.co.uk/itm/LCD-Screen...item3369561fc1

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    creese's Avatar
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    Quote Originally Posted by JJonas View Post
    £25.99 on ebay if you fit it yourself - make sure you get the right one though

    LCD Screen Display For HTC Desire G7 Google G5 AMOLED | eBay

    or

    LCD Screen Display For HTC Desire G7 Google G5 SONY | eBay
    I'm not going to get a new case and back cover for the remaining £4 though.

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    im with Protect my bubble.com and made a claim when i lost my Desire HD. they asked me proof of purchase which i lost it. i went to T-mobile to ask one. They Still on the process of Supplying one for me.

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    creese's Avatar
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    Quote Originally Posted by lionsl2005 View Post
    im with Protect my bubble.com and made a claim when i lost my Desire HD. they asked me proof of purchase which i lost it. i went to T-mobile to ask one. They Still on the process of Supplying one for me.
    Same here, luckily I found my PoP but still waiting for the copy I asked for, lucky I didn't need it.

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