Anyone used Currys Flexible Finance/IFC recently?
I'm in the market for a new TV soon and Currys have some good prices, it seems. I want to spread the payments a bit with a buy now/pay later or 6-9 month interest free credit option, and Currys Flexible Finace thingy fits the bill.
Thing is, the repayment options seem weighted towards you having a big chunk to pay back at the end of the interest free period, making it more likely you'd run over and start paying interest - Currys' site suggests the deposit amount and initial monthly payment amount are fixed at a low rate.
So... Has anyone used this finance option recently? If so, were you able to pay a higher deposit and/or a higher monthly repayment?