OK - so I get up this morning and have a quick shower, breakfast and head out to work. That's when I notice my front fence has blown down - completely.
Given that I reckon it's going to be a pretty tough one to repair to a decent standard (I'm not handy enough to do it myself as it has properly snapped two posts right down at the base where the fence meets the ground).
Is this something that you can usually use the house insurance to claim for?
I need to check the details of the policy and excess to be sure, but I'd have thought it would be covered.
Anyone else affected in any adverse (or positive) way by the high winds?
No idea, but on an unrelated note Doom Bar is a lovely drop of ale :)
I don't think your household policy will cover it. I've got around 40 fence panels and it's happened a lot to me. First thing I try is to get the stump out of the concrete. I screw a big eye bolt into the top of the stump and then use a pick axe to lever the stump out. If it comes out then bingo, just get another post and drop it in. If not, then chisel out the concrete on the side facing your property and get godfathers from Travis Perkins plus some ready-mix post concrete. It really isn't that difficult. If I can do it, then anyone can.
Insurers have said recently that fences and gates would probably not be covered in the event of a storm. (I think that was last year during the big storms, so do check).
They may even say it was wear and tear.
You may be lucky though.
There's a Y6 class researching hurricanes and one of them had found this site LIVE Tracker - Hurricane Tracker
Depending on your policy, this sort of thing might be covered. But as I understand it, they would require evidence of severe weather from a source like the Met Office. Probably not easy or cheap to get.
Best best is probably to call them up and ask - it will all depend on their policy.
Anyone seen "The man who sued god" with Billy Connolly?
An act of god does not count in insurance claims ;)