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General Chat Thread, Tech_Guy 1 HSBC 0 in General; Paid my mortgage off today (two years early). Strange feeling not owing a bank money...
  1. #1

    tech_guy's Avatar
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    Tech_Guy 1 HSBC 0

    Paid my mortgage off today (two years early). Strange feeling not owing a bank money

  2. Thanks to tech_guy from:

    mattx (2nd February 2012)

  3. #2

    elsiegee40's Avatar
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    We just got our mortgage statement and it's a 5 figure sum for the first time ever.... only 18 months until we pay it off. Yippee!

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    tech_guy's Avatar
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    I can tell you it's the best feeling ever.

  5. #4

    elsiegee40's Avatar
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    We'll stop paying the mortgage and start paying university fees, so we're not out of the woods completely. It's feeling pretty good already though!

  6. #5

    tech_guy's Avatar
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    I've got uni fees but that's different. At least some leeching bank isn't getting my money anymore.

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    Least you guys have manged to get your own mortgage and get your own places. I'm still stuck at home

  8. #7

    tech_guy's Avatar
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    I'm 48 and I really do feel for those like you who can't get a mortgage because the property prices in this country are so stupidly high.

  9. #8

    localzuk's Avatar
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    At my current rate, I will be able to get a mortgage when I am 170 or so... Unless I somehow become a millionaire. *dreams*

  10. #9

    elsiegee40's Avatar
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    Quote Originally Posted by tech_guy View Post
    I'm 48 and I really do feel for those like you who can't get a mortgage because the property prices in this country are so stupidly high.
    Likewise (well I'm a teeny bit younger! )

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    I'm 24 this year, have worked everyday since I left school, earn a salary of around £21k and they cannot give me enough to get out. I wish I wasn't stupid the other year and give up a place when I could get a mortgage just because I was a little tight for cash. I wish I would of struggled and I would of been ok.

  12. #11

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    Ours gets paid off this year too. The worst years for us were the ones where we had three children and only one salary coming in - but we managed and it is worth it. If you can possibly do it, then go for it.

  13. #12

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    Quote Originally Posted by MatthewL View Post
    I'm 24 this year, have worked everyday since I left school, earn a salary of around £21k and they cannot give me enough to get out. I wish I wasn't stupid the other year and give up a place when I could get a mortgage just because I was a little tight for cash. I wish I would of struggled and I would of been ok.
    I'm a year younger than you and on about 1/3 of the money you're on.

    Seems I'll be living at home foreveeeeeeeeer.

  14. #13

    sonofsanta's Avatar
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    Honestly, I'm a little disappointed in you, obviously you don't work hard enough because if you did, like the dedicated and selfless members of Her Majesty's Parliament, you'd never even have noticed that your mortgage had finished being paid.


    Is that joke out of date yet?
    Last edited by sonofsanta; 2nd February 2012 at 09:16 AM. Reason: i are grammar king

  15. 2 Thanks to sonofsanta:

    Miscbrah (2nd February 2012), tech_guy (2nd February 2012)

  16. #14

    GREED's Avatar
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    One day I might be there too... gotta swap houses first though...

  17. #15

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    Quote Originally Posted by tech_guy View Post
    I can tell you it's the best feeling ever.
    I agree, it's a great feeling. We paid ours off early too, my wife sat & cried when we got the deeds back from the Bank....

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