+ Post New Thread
Page 1 of 3 123 LastLast
Results 1 to 15 of 40
General Chat Thread, Tech_Guy 1 HSBC 0 in General; Paid my mortgage off today (two years early). Strange feeling not owing a bank money...
  1. #1

    tech_guy's Avatar
    Join Date
    May 2007
    Location
    That little bit in the middle of Little Old England
    Posts
    8,144
    Thank Post
    1,917
    Thanked 1,346 Times in 744 Posts
    Blog Entries
    3
    Rep Power
    396

    Tech_Guy 1 HSBC 0

    Paid my mortgage off today (two years early). Strange feeling not owing a bank money

  2. Thanks to tech_guy from:

    mattx (2nd February 2012)

  3. #2

    elsiegee40's Avatar
    Join Date
    Jan 2007
    Location
    Kent
    Posts
    10,078
    Thank Post
    1,900
    Thanked 2,378 Times in 1,748 Posts
    Rep Power
    833
    We just got our mortgage statement and it's a 5 figure sum for the first time ever.... only 18 months until we pay it off. Yippee!

  4. #3

    tech_guy's Avatar
    Join Date
    May 2007
    Location
    That little bit in the middle of Little Old England
    Posts
    8,144
    Thank Post
    1,917
    Thanked 1,346 Times in 744 Posts
    Blog Entries
    3
    Rep Power
    396
    I can tell you it's the best feeling ever.

  5. #4

    elsiegee40's Avatar
    Join Date
    Jan 2007
    Location
    Kent
    Posts
    10,078
    Thank Post
    1,900
    Thanked 2,378 Times in 1,748 Posts
    Rep Power
    833
    We'll stop paying the mortgage and start paying university fees, so we're not out of the woods completely. It's feeling pretty good already though!

  6. #5

    tech_guy's Avatar
    Join Date
    May 2007
    Location
    That little bit in the middle of Little Old England
    Posts
    8,144
    Thank Post
    1,917
    Thanked 1,346 Times in 744 Posts
    Blog Entries
    3
    Rep Power
    396
    I've got uni fees but that's different. At least some leeching bank isn't getting my money anymore.

  7. #6

    Join Date
    Oct 2008
    Location
    Lincolnshire
    Posts
    2,314
    Thank Post
    13
    Thanked 237 Times in 225 Posts
    Rep Power
    69
    Least you guys have manged to get your own mortgage and get your own places. I'm still stuck at home

  8. #7

    tech_guy's Avatar
    Join Date
    May 2007
    Location
    That little bit in the middle of Little Old England
    Posts
    8,144
    Thank Post
    1,917
    Thanked 1,346 Times in 744 Posts
    Blog Entries
    3
    Rep Power
    396
    I'm 48 and I really do feel for those like you who can't get a mortgage because the property prices in this country are so stupidly high.

  9. #8

    localzuk's Avatar
    Join Date
    Dec 2006
    Location
    Minehead
    Posts
    18,381
    Thank Post
    525
    Thanked 2,615 Times in 2,021 Posts
    Blog Entries
    24
    Rep Power
    891
    At my current rate, I will be able to get a mortgage when I am 170 or so... Unless I somehow become a millionaire. *dreams*

  10. #9

    elsiegee40's Avatar
    Join Date
    Jan 2007
    Location
    Kent
    Posts
    10,078
    Thank Post
    1,900
    Thanked 2,378 Times in 1,748 Posts
    Rep Power
    833
    Quote Originally Posted by tech_guy View Post
    I'm 48 and I really do feel for those like you who can't get a mortgage because the property prices in this country are so stupidly high.
    Likewise (well I'm a teeny bit younger! )

  11. #10

    Join Date
    Oct 2008
    Location
    Lincolnshire
    Posts
    2,314
    Thank Post
    13
    Thanked 237 Times in 225 Posts
    Rep Power
    69
    I'm 24 this year, have worked everyday since I left school, earn a salary of around £21k and they cannot give me enough to get out. I wish I wasn't stupid the other year and give up a place when I could get a mortgage just because I was a little tight for cash. I wish I would of struggled and I would of been ok.

  12. #11

    witch's Avatar
    Join Date
    Nov 2005
    Location
    Dorset
    Posts
    11,377
    Thank Post
    1,501
    Thanked 2,579 Times in 1,795 Posts
    Rep Power
    776
    Ours gets paid off this year too. The worst years for us were the ones where we had three children and only one salary coming in - but we managed and it is worth it. If you can possibly do it, then go for it.

  13. #12

    X-13's Avatar
    Join Date
    Jan 2011
    Location
    /dev/null
    Posts
    9,689
    Thank Post
    641
    Thanked 2,161 Times in 1,478 Posts
    Blog Entries
    19
    Rep Power
    895
    Quote Originally Posted by MatthewL View Post
    I'm 24 this year, have worked everyday since I left school, earn a salary of around £21k and they cannot give me enough to get out. I wish I wasn't stupid the other year and give up a place when I could get a mortgage just because I was a little tight for cash. I wish I would of struggled and I would of been ok.
    I'm a year younger than you and on about 1/3 of the money you're on.

    Seems I'll be living at home foreveeeeeeeeer.

  14. #13

    sonofsanta's Avatar
    Join Date
    Dec 2009
    Location
    Lincolnshire, UK
    Posts
    5,268
    Thank Post
    939
    Thanked 1,575 Times in 1,074 Posts
    Blog Entries
    47
    Rep Power
    702
    Honestly, I'm a little disappointed in you, obviously you don't work hard enough because if you did, like the dedicated and selfless members of Her Majesty's Parliament, you'd never even have noticed that your mortgage had finished being paid.


    Is that joke out of date yet?
    Last edited by sonofsanta; 2nd February 2012 at 10:16 AM. Reason: i are grammar king

  15. 2 Thanks to sonofsanta:

    Miscbrah (2nd February 2012), tech_guy (2nd February 2012)

  16. #14

    GREED's Avatar
    Join Date
    Mar 2008
    Location
    Portsmouth
    Posts
    3,235
    Thank Post
    396
    Thanked 410 Times in 331 Posts
    Blog Entries
    8
    Rep Power
    189
    One day I might be there too... gotta swap houses first though...

  17. #15

    broc's Avatar
    Join Date
    Jan 2006
    Location
    England
    Posts
    2,046
    Thank Post
    104
    Thanked 401 Times in 265 Posts
    Rep Power
    150
    Quote Originally Posted by tech_guy View Post
    I can tell you it's the best feeling ever.
    I agree, it's a great feeling. We paid ours off early too, my wife sat & cried when we got the deeds back from the Bank....



SHARE:
+ Post New Thread
Page 1 of 3 123 LastLast

Similar Threads

  1. Kaspersky Cries Wolf On HSBC Website
    By DaveP in forum General Chat
    Replies: 0
    Last Post: 17th August 2009, 08:20 PM
  2. See Tech_Guy on the 4th Plinth...!
    By tech_guy in forum General Chat
    Replies: 31
    Last Post: 22nd July 2009, 03:56 PM

Thread Information

Users Browsing this Thread

There are currently 1 users browsing this thread. (0 members and 1 guests)

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •