+ Post New Thread
Page 1 of 3 123 LastLast
Results 1 to 15 of 32
General Chat Thread, Is it just me, or has car insurance got reeeeeally expensive recently? in General; ...
  1. #1

    maniac's Avatar
    Join Date
    Feb 2007
    Location
    Kent
    Posts
    3,070
    Thank Post
    210
    Thanked 430 Times in 310 Posts
    Rep Power
    144

    Is it just me, or has car insurance got reeeeeally expensive recently?

    Last years premium = £280
    This years renewal = £480

    Even when ringing them, the best they could do was £420, and when shopping around the best I can find is £340 for the same level of cover. That's over a 20% increase from last year, and if I continued with the same insurer that's about a 50% increase!

    Never mind such is life I suppose, prices will rise, but over 20% in a year!! I suppose it's a knock on effect of the banks screwing everything up.

    Mike.

  2. #2

    Gatt's Avatar
    Join Date
    Jan 2006
    Posts
    6,759
    Thank Post
    870
    Thanked 672 Times in 441 Posts
    Rep Power
    502
    It's probably due to an increase in Volcanic Ash from Iceland


  3. #3
    BatchFile's Avatar
    Join Date
    Aug 2007
    Location
    Cumbria
    Posts
    950
    Thank Post
    545
    Thanked 128 Times in 106 Posts
    Rep Power
    60
    Time to compare meerkats. Simples

    Edit:
    Seriously, Direct Line doubled my OH's premium after she had an accident - CTM got it back to pre-accident levels. Also try Go Compaaaaaare, Go Compaaaare
    Last edited by BatchFile; 20th April 2010 at 02:13 PM. Reason: include useful info

  4. #4

    maniac's Avatar
    Join Date
    Feb 2007
    Location
    Kent
    Posts
    3,070
    Thank Post
    210
    Thanked 430 Times in 310 Posts
    Rep Power
    144
    Question, which is the higher risk car:

    A 1995 Vauxhall cavalier 1.6i
    A 1983 VW Golf Cabriolet 1.8 GTi

    Amazingly the golf is a full £40 a year CHEAPER to insure with the same company than the Cavalier, madness! Shame the Golf isn't actually on the road at the moment, although it's given me some motivation to do so now!

  5. #5

    CHR1S's Avatar
    Join Date
    Feb 2006
    Location
    Birmingham
    Posts
    4,530
    Thank Post
    1,622
    Thanked 500 Times in 307 Posts
    Rep Power
    220
    Ive just changed my car, to one which is almost 3 full groups less than the old one and yet its £150 more to insure! Go figure

  6. #6
    Sarconia's Avatar
    Join Date
    Mar 2010
    Location
    London
    Posts
    315
    Thank Post
    15
    Thanked 34 Times in 31 Posts
    Rep Power
    16
    You definitely have to shop around. I wasn't particularly impressed when my renewal which was £20 more than the previous year came through... despite having gained another years worth of no claims. I shopped around on various price comparison websites and managed to chop £50 off the price of the renewal, down £30 from the previous year, nice

  7. #7

    witch's Avatar
    Join Date
    Nov 2005
    Location
    Dorset
    Posts
    11,187
    Thank Post
    1,454
    Thanked 2,513 Times in 1,750 Posts
    Rep Power
    755
    It has definitely got much more expensive wherever you go. We have had to do a lot of searching around lately for my sons, who are 21 with 4 years clean and 19 with 2, and the costs have ROCKETED from last year. We tried all the comparison websites as well as Admiral (who mrwITch and I are with) and Direct Line. For the 21 year old the price has gone up by over a third, and for the 19 year old, almost twice as much as last year

  8. #8

    Join Date
    Aug 2005
    Location
    London
    Posts
    3,157
    Thank Post
    116
    Thanked 529 Times in 452 Posts
    Blog Entries
    2
    Rep Power
    124
    Weirdly, I've paid marginally less every year for the past few years. Admittedly, I spend ages trying every web site I can find to get quotes and I drive an old and cheap car (51 reg Daewoo Matiz). I'd guess I get my cheap insurance because everyone else is paying more so I suppose I should just say "Thank you Edugeekers for making my insurance so cheap :-)"

  9. #9

    tech_guy's Avatar
    Join Date
    May 2007
    Location
    That little bit in the middle of Little Old England
    Posts
    8,136
    Thank Post
    1,913
    Thanked 1,345 Times in 743 Posts
    Blog Entries
    3
    Rep Power
    396
    I've just had to put my 17 year old daughter on the policy as she's just passed her test (first time as well, bless her) - imagine the premium I'm now facing!

  10. #10
    leco's Avatar
    Join Date
    Nov 2006
    Location
    West Yorkshire
    Posts
    2,026
    Thank Post
    595
    Thanked 125 Times in 119 Posts
    Rep Power
    42
    Could be worse - you could have a 17 year son on your insurance - imagine the cost of that

  11. #11

    witch's Avatar
    Join Date
    Nov 2005
    Location
    Dorset
    Posts
    11,187
    Thank Post
    1,454
    Thanked 2,513 Times in 1,750 Posts
    Rep Power
    755
    Quote Originally Posted by leco View Post
    Could be worse - you could have a 17 year son on your insurance - imagine the cost of that
    Yes, been there, done that....it WAS about £600 per son, goodness knows what it would be now!

  12. #12

    Join Date
    Nov 2006
    Posts
    998
    Thank Post
    132
    Thanked 58 Times in 51 Posts
    Rep Power
    25
    My brother got his first car at 17, and went on his own insurance. Cost £1500.
    When I got my first car at 21, it cost me £825. It would have been £826, but adding my mother as a second driver chopped a pound off...

  13. #13
    alan-d's Avatar
    Join Date
    Aug 2005
    Location
    Sutton Coldfield
    Posts
    2,421
    Thank Post
    360
    Thanked 258 Times in 189 Posts
    Rep Power
    76
    One excuse I often hear from the Insurance company is 'It's down to the postcode you live in' I tried telling them it is the same one as last year but they didn't want to know

    £600 to add your son - Bah!! Peanuts! £4K to add our son and he's been driving for 3 years! The ridiculous thing is that he can get fully comp for less than a grand to drive his Seat Leon FR which is more sporty than our other cars. Still trying to work that one out

  14. #14

    Join Date
    Jul 2005
    Location
    Worthing, West Sussex
    Posts
    876
    Thank Post
    21
    Thanked 77 Times in 72 Posts
    Rep Power
    35
    Quote Originally Posted by alan-d View Post
    £600 to add your son - Bah!! Peanuts! £4K to add our son and he's been driving for 3 years! The ridiculous thing is that he can get fully comp for less than a grand to drive his Seat Leon FR which is more sporty than our other cars. Still trying to work that one out
    It's all down to the insurer - presumably the less than £1k for his own insurance is with a company that is less worried about insuring young male drivers. I'd guess your own insurance company is one that is highly against insuring young males.

  15. #15

    Join Date
    Jul 2006
    Location
    London
    Posts
    2,962
    Thank Post
    160
    Thanked 152 Times in 116 Posts
    Rep Power
    49
    Renewals are ALWAYS more, they always have been for me anyway, often double. Apart from last year when it did amazingly come out slightly cheaper, I've had to change insurers every single year - it seems they arent bothered about keeping custokmers unless those customers are lazy and cant be bothered to change

SHARE:
+ Post New Thread
Page 1 of 3 123 LastLast

Similar Threads

  1. Car Insurance - Business Use
    By laserblazer in forum General Chat
    Replies: 15
    Last Post: 17th November 2009, 09:00 PM
  2. Laptop house-car insurance
    By MrPstv in forum Hardware
    Replies: 18
    Last Post: 2nd December 2008, 07:02 PM
  3. Car insurance For Young Drivers?
    By FN-GM in forum General Chat
    Replies: 35
    Last Post: 2nd September 2008, 02:55 PM

Thread Information

Users Browsing this Thread

There are currently 1 users browsing this thread. (0 members and 1 guests)

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •