+ Post New Thread
Results 1 to 15 of 15
General Chat Thread, Internet Banking - More Security in General; Hi, I am not talking how I could improve my personal computer Security i think im pretty much covered. Is ...
  1. #1

    FN-GM's Avatar
    Join Date
    Jun 2007
    Location
    UK
    Posts
    15,390
    Thank Post
    797
    Thanked 1,588 Times in 1,391 Posts
    Blog Entries
    10
    Rep Power
    427

    Internet Banking - More Security

    Hi,

    I am not talking how I could improve my personal computer Security i think im pretty much covered.

    Is there any extra layers of security I can put in place on my bank accounts to protect me. I just have the standard security. I have also installed Rapport. My accounts are with the HSBC and Natwest.

    Cheers

  2. #2
    SteveBentley's Avatar
    Join Date
    Jun 2007
    Location
    Yorkshire
    Posts
    1,415
    Thank Post
    116
    Thanked 261 Times in 187 Posts
    Rep Power
    71
    The main thing is getting an account with a bank which has two factor authentication with something physical like a pad or secure ID type device.

  3. #3

    FN-GM's Avatar
    Join Date
    Jun 2007
    Location
    UK
    Posts
    15,390
    Thank Post
    797
    Thanked 1,588 Times in 1,391 Posts
    Blog Entries
    10
    Rep Power
    427
    The Natwest i have a Calculator type device to make transactions and stuff. But i can log into the account without it.

  4. #4

    elsiegee40's Avatar
    Join Date
    Jan 2007
    Location
    Kent
    Posts
    10,049
    Thank Post
    1,680
    Thanked 2,021 Times in 1,495 Posts
    Rep Power
    673
    Standard advice is to used a wired connection when accessing acounts (not wireless) and, as Steve said, the two factor authentication.

    I can't get into my Barclays account at all without the PIN pad machine

  5. #5

    FN-GM's Avatar
    Join Date
    Jun 2007
    Location
    UK
    Posts
    15,390
    Thank Post
    797
    Thanked 1,588 Times in 1,391 Posts
    Blog Entries
    10
    Rep Power
    427
    Does anyone know how to force the Natwest account to need the machine when logging in. I phoned them last week they didn't know what i was talking about.

    Also can you get these machines for HSBC please?

    Thanks

  6. #6

    elsiegee40's Avatar
    Join Date
    Jan 2007
    Location
    Kent
    Posts
    10,049
    Thank Post
    1,680
    Thanked 2,021 Times in 1,495 Posts
    Rep Power
    673

  7. #7

    maniac's Avatar
    Join Date
    Feb 2007
    Location
    Kent
    Posts
    3,037
    Thank Post
    209
    Thanked 425 Times in 306 Posts
    Rep Power
    143
    Quote Originally Posted by FN-GM View Post
    Does anyone know how to force the Natwest account to need the machine when logging in. I phoned them last week they didn't know what i was talking about.

    Also can you get these machines for HSBC please?

    Thanks
    If you mean the little CAP machines that a lot of banks are giving out now, HSBC don't use them yet. They are generally not used for logging onto your on-line banking, but only for performing certain functions like transfering money.

    Chip Authentication Program - Wikipedia, the free encyclopedia

    Mike.

  8. #8

    mac_shinobi's Avatar
    Join Date
    Aug 2005
    Posts
    9,216
    Thank Post
    2,766
    Thanked 935 Times in 875 Posts
    Rep Power
    343
    Does Rapport have an apple version or something on the apple side or is this a windows only thing

  9. #9

    john's Avatar
    Join Date
    Sep 2005
    Location
    London
    Posts
    10,439
    Thank Post
    1,468
    Thanked 1,035 Times in 908 Posts
    Rep Power
    299
    Quote Originally Posted by FN-GM View Post
    Does anyone know how to force the Natwest account to need the machine when logging in. I phoned them last week they didn't know what i was talking about.
    The card reader from Natwest is purely just for authorising transactions not for logging on, the Barclays one is dual use. So with the Natwest system you need to keep your pin and password secure.

  10. #10

    FN-GM's Avatar
    Join Date
    Jun 2007
    Location
    UK
    Posts
    15,390
    Thank Post
    797
    Thanked 1,588 Times in 1,391 Posts
    Blog Entries
    10
    Rep Power
    427
    Quote Originally Posted by mac_shinobi View Post
    Does Rapport have an apple version or something on the apple side or is this a windows only thing
    yep

    Quote Originally Posted by john View Post
    The card reader from Natwest is purely just for authorising transactions not for logging on, the Barclays one is dual use. So with the Natwest system you need to keep your pin and password secure.
    Yes i know but would like to to be able to work on logon.

    I really am just looking if there are any optional extra security for my banks

    Thanks to all people who have posted.

  11. #11
    CSNM-Carl's Avatar
    Join Date
    Jan 2008
    Location
    Teesside
    Posts
    344
    Thank Post
    145
    Thanked 62 Times in 50 Posts
    Rep Power
    44
    Even if someone does get into your account, they aren't going to be able to do much without your card reader other than view your statements.

  12. #12

    john's Avatar
    Join Date
    Sep 2005
    Location
    London
    Posts
    10,439
    Thank Post
    1,468
    Thanked 1,035 Times in 908 Posts
    Rep Power
    299
    Quote Originally Posted by FN-GM View Post
    Yes i know but would like to to be able to work on logon.
    Well you could go work for Natwest and re-write the website to support a token ID system and pay for people to have the token auth keys....

  13. #13

    FN-GM's Avatar
    Join Date
    Jun 2007
    Location
    UK
    Posts
    15,390
    Thank Post
    797
    Thanked 1,588 Times in 1,391 Posts
    Blog Entries
    10
    Rep Power
    427
    Quote Originally Posted by CSNM-Carl View Post
    Even if someone does get into your account, they aren't going to be able to do much without your card reader other than view your statements.
    They will with the HSBC it doesn't require one. Thats where the majority of my money is held

  14. #14
    FreeWill's Avatar
    Join Date
    Jan 2007
    Location
    North East
    Posts
    118
    Thank Post
    19
    Thanked 9 Times in 9 Posts
    Rep Power
    16
    If you're unhappy with the way a bank protects your accounts, let them know by writing them a letter. It is in their interest to protect your money and they will appreciate feedback. They will almost certainly do nothing and when they do it'll be because of their own security review. Letters from customers may make this more of a priority.
    Alternatively you could open an account with a bank that already has a more secure login system.

    Changing your account password regularly and keeping it complex are more steps that may be taken to improve account security.

    Personally I am very happy with the NatWest security system, three random characters from each PIN and password for login. Card reader response required for transfers. I recently opened an account with MBNA and they have only a password text box where you enter your whole password. Get it right and you're into the account.

    Being an IT Professional I would think your account is less likely to be breached than that of an inexperienced computer user, who may have all sorts of Malware harvesting their data.

    It will never be completely secure, but just make any unauthorised access more difficult than average and chances are the unauthorised user will move on.

  15. #15

    FN-GM's Avatar
    Join Date
    Jun 2007
    Location
    UK
    Posts
    15,390
    Thank Post
    797
    Thanked 1,588 Times in 1,391 Posts
    Blog Entries
    10
    Rep Power
    427
    Alternatively you could open an account with a bank that already has a more secure login system.
    The reason i use HSBC is becuase i have an account in Austarlia. There is no other bank based in the UK and Austarlia.

    I think its pretty secure but just a little cautious. Someone once cloned my card and stole 900 from my account.

SHARE:
+ Post New Thread

Similar Threads

  1. Recommend Internet Banking
    By tazz in forum General Chat
    Replies: 30
    Last Post: 16th April 2010, 09:28 AM
  2. Internet-banking since modem
    By Amadeo in forum *nix
    Replies: 0
    Last Post: 9th March 2010, 02:19 AM
  3. Internet Explorer security alert
    By penfold in forum General Chat
    Replies: 26
    Last Post: 17th December 2008, 08:19 PM
  4. Ranger - Internet Explorer Security Settings
    By ahuxham in forum Windows
    Replies: 2
    Last Post: 9th June 2008, 04:33 PM
  5. Most commonly used internet security at schools
    By grahambird in forum Educational Software
    Replies: 20
    Last Post: 5th June 2008, 09:39 PM

Thread Information

Users Browsing this Thread

There are currently 1 users browsing this thread. (0 members and 1 guests)

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •