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General Chat Thread, reclaiming Bank charges in General; I know theres companies out there that claim back your bank charges for you, I think they charge a set ...
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    flashsnaps's Avatar
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    reclaiming Bank charges

    I know theres companies out there that claim back your bank charges for you, I think they charge a set fee or a percentage of what you get back. Can someone recommend one to me please?

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    Disease's Avatar
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    No point at the moment as all claims are on hold due to it being challenge in court at the moment.
    Last edited by Disease; 3rd October 2008 at 11:17 AM.

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    IanT's Avatar
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    I got £1150 back from HSBC in 2007.

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    flashsnaps's Avatar
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    Ian did you do it yourself, or via a company?

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    Quote Originally Posted by IanT View Post
    I got £1150 back from HSBC in 2007.
    How many charges did you have?!

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    IanT's Avatar
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    Quote Originally Posted by Hightower View Post
    How many charges did you have?!
    haha well when I was in 2006 and a little younger I wasnt the greatest at money, but all sorted now

    I did all the letter writing my self.......go to this site: Reclaim £1,000s

    has everything u need.

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    RabbieBurns's Avatar
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    As disease says, no point just now. Keep an aye out here for news:

    Bank Charges: Reclaim them, they’re unlawful, inc. free template letters ...

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    IanT's Avatar
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    I tried to get insurrance money back from my loan with HSBC......they didnt wanna know at all.

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    RabbieBurns's Avatar
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    Result tomorrow apparently:

    MAJOR Bank Charges Reclaiming Result This Week!

    This Thurs (26 Feb), the Court of Appeal's scheduled to announce the latest result in the test case between the Office of Fair Trading (OFT) & the banks. It could be a big leap towards reopening the reclaiming doors for millions.

    • It's about whether bank charges MUST be fair. In Apr last year, there was a huge victory for reclaimers when the court ruled bank charges ARE subject to 'unfair contractual terms' laws. The banks appealed this and Thurs is that result. Yet, either way, it could be appealed again, up to the House of Lords.
    • It's NOT whether they ARE unfair. The result won't say if the charges are unfair; just whether they're covered by the law. The OFT is looking at that separately, and it's thought likely it'll say they're unfair then try & agree a remedy with the banks. If they can't agree, it could be back to court.
    • It probably won't impact the hold. Separate again is the hold, which prevents most people reclaiming, that's imposed by the regulator, the FSA. My view is it should've been lifted after the first court victory, but now it's likely that, until there's a firm answer on whether charges are unfair, the FSA will continue to protect the banks.

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    Quackers's Avatar
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    I got my bank charges back in 2007 too, all £3400 worth. Did it with the templates off consumeractiongroup's website, after 6 months Lloyds TSB's solicitors wrote to me saying they agree to pay it back and was sitting in bank account.

    I believe its hard to do now while test cases are being done through courts.

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