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General Chat Thread, The spring Budget in General; As much as those arguments make sense, they don't counter the simple fact that it isn't really someone else's job ...
  1. #76

    localzuk's Avatar
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    As much as those arguments make sense, they don't counter the simple fact that it isn't really someone else's job to interfere with what you do with your money. Sure, your employer has paid into it, but that's neither here nor there - they have no control over it.

    Personal finances are just that, personal.

  2. #77

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    Quote Originally Posted by localzuk View Post
    As much as those arguments make sense, they don't counter the simple fact that it isn't really someone else's job to interfere with what you do with your money. Sure, your employer has paid into it, but that's neither here nor there - they have no control over it.

    Personal finances are just that, personal.
    Sure, and I'm not saying that I don't agree with you.
    However there is a lot of positive reaction to this move in some quarters without fully understand the potential consequences.

    On a different note, I see that our pay increase cap of 1% is now applied to 2015-16 and that the LGA has indeed offered 1% for this year.

  3. #78

    localzuk's Avatar
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    Quote Originally Posted by sparkeh View Post
    On a different note, I see that our pay increase cap of 1% is now applied to 2015-16 and that the LGA has indeed offered 1% for this year.
    Yup. Which means we actually get a 1% cut, when you take inflation into account.

  4. #79
    zag
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    Quote Originally Posted by localzuk View Post
    Yup. Which means we actually get a 1% cut, when you take inflation into account.
    Your beginning to sound like a union haha

    A 1% pay rise is 1%, its not a cut or a tax

    I'd be happy with 1%!!

  5. #80

    localzuk's Avatar
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    Quote Originally Posted by zag View Post
    Your beginning to sound like a union haha

    A 1% pay rise is 1%, its not a cut or a tax

    I'd be happy with 1%!!
    It may be an increase of money in the pocket, but in real terms, as spending power, its a 1% cut.

  6. #81
    zag
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    Quote Originally Posted by localzuk View Post
    It may be an increase of money in the pocket, but in real terms, as spending power, its a 1% cut.
    I came into education from a private company where you had to earn your payrises, this attitude makes me sad about the world

  7. #82

    localzuk's Avatar
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    Quote Originally Posted by zag View Post
    I came into education from a private company where you had to earn your payrises, this attitude makes me sad about the world
    The attitude that a cost of living increase in line with inflation should be earned extra makes me sad. Does our time reduce in value as time goes on then?

  8. #83

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    Quote Originally Posted by zag View Post
    where you had to earn your payrises,
    That's fair, but it is quite reasonable to expect your pay to remain at the same "spending power", inflation linked.

    If you want to move up the payscale you have to do more, or different, work.

  9. #84
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    Quote Originally Posted by zag View Post
    I came into education from a private company where you had to earn your payrises, this attitude makes me sad about the world
    Bankers and Footballers make me sad about the world.

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    Quote Originally Posted by sparkeh View Post
    Another side effect of this (again evidenced in other countries) that retirees plough their cash in to the buy to let market and further inflate the housing market making it harder for first time buyers which is the last thing we need at the moment.
    I'd agree. You have to think by the time most people get to 60-70 they'll be extremely cautious with their retirement fund and are unlikely to squander it on expensive cars and luxury goods. I think given the current record low interest rates and annuity levels we're likely to see quite a fair share of pension money ending up in the property market which is only going to further inflate the bubble.

  11. #86

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    Yup. Why would they trust the banks, or a bunch of yuppies, to look after their saving?

    Buy bricks & mortar.

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