+ Post New Thread
Page 2 of 2 FirstFirst 12
Results 16 to 24 of 24
General Chat Thread, Car Insurance.... in General; Originally Posted by laserblazer Please take heed of what @ HarryMonkey says. Some insurance companies will only insure you to ...
  1. #16

    jinnantonnixx's Avatar
    Join Date
    Mar 2011
    Location
    In the Calamatorium.
    Posts
    2,014
    Thank Post
    118
    Thanked 512 Times in 346 Posts
    Blog Entries
    2
    Rep Power
    288
    Quote Originally Posted by laserblazer View Post
    Please take heed of what @HarryMonkey says. Some insurance companies will only insure you to drive a vehicle not belonging to you, providing the car's owner has valid insurance. Check with your insurance company to make sure. Also, a lot of policies for younger drivers doesn't include the any car third party cover.
    ^^^^ This.

    As soon as you buy the car it belongs to you, so your own insurance clause allowing you to drive other vehicles not belonging to you is not applicable and you are not covered.

    Get an in-principle quote, then either arrange a transfer date/time or make sure you collect the car during office hours so you insure on the spot.

    edit: posted after the above post appeared.
    Last edited by jinnantonnixx; 13th March 2014 at 11:36 AM.

  2. #17
    cpjitservices's Avatar
    Join Date
    Jul 2010
    Location
    Hessle
    Posts
    2,524
    Thank Post
    522
    Thanked 293 Times in 269 Posts
    Rep Power
    83
    Although I can be covered on the company insurance, it's not easy to buy a car if you've just passed your test or are a new driver / without an already existing policy.

    Seems quite daunting and a bit of a nightmare for a new driver.
    Last edited by cpjitservices; 13th March 2014 at 11:42 AM.

  3. #18


    Join Date
    Sep 2007
    Location
    UK
    Posts
    5,463
    Thank Post
    1,462
    Thanked 891 Times in 572 Posts
    Rep Power
    647
    Quote Originally Posted by cpjitservices View Post
    Although I can be covered on the company insurance, it's not easy to buy a car if you've just passed your test or are a new driver / without an already existing policy.

    Seems quite daunting and a bit of a nightmare for a new driver.
    You can get a worthwhile discount with some insurers if you elect to have a "blackbox" fitted. This monitors how you are driving, speed, braking, cornering etc. If you exceed a given limit, ie. brake hard, spin wheels, corner too fast, it clocks up points. Presumably, if you drive like a lune they put your premium up.

    Black box car insurance - Compare quotes - Confused.com

  4. #19
    themightymrp's Avatar
    Join Date
    Dec 2009
    Location
    Leeds, West Yorkshire
    Posts
    1,256
    Thank Post
    218
    Thanked 231 Times in 200 Posts
    Rep Power
    74
    I've only been driving for 2 months (and I'm 32) and found my best quote using Compare the Market. Went with Swiftcover in the end, fully comp. However I have already changed to my second car to save money. Started with an X reg Ford Focus 1.6 petrol, changed to an 04 reg Rover Streetwise 1.4 litre and saved over £230 for the year!!! Plus an additional £110 saving on road tax for the year.

    My policy only covers me driving my car though, not other peoples so REALLY take note of any fine print! Did it all online though and was able to arrange cover for same day, so picking up the car was no hassle

  5. #20

    Andrew_C's Avatar
    Join Date
    Sep 2005
    Location
    Winchester
    Posts
    3,044
    Thank Post
    64
    Thanked 391 Times in 299 Posts
    Rep Power
    163
    I was with Swiftcover a while back. When changing cars, I called them, and they gave me a weeks cover on both old, and new car. FREE, (well, within the cost of my policy)

  6. Thanks to Andrew_C from:

    cpjitservices (13th March 2014)

  7. #21
    themightymrp's Avatar
    Join Date
    Dec 2009
    Location
    Leeds, West Yorkshire
    Posts
    1,256
    Thank Post
    218
    Thanked 231 Times in 200 Posts
    Rep Power
    74
    And if you happen to change your car and update your policy online its also free Avoiding the £30 admin charge which you would get over the phone

  8. Thanks to themightymrp from:

    cpjitservices (13th March 2014)

  9. #22
    cpjitservices's Avatar
    Join Date
    Jul 2010
    Location
    Hessle
    Posts
    2,524
    Thank Post
    522
    Thanked 293 Times in 269 Posts
    Rep Power
    83
    some great info being given here, its clear and relevant. Thanks all.

  10. #23
    bondbill2k2's Avatar
    Join Date
    Jan 2011
    Location
    West Midlands
    Posts
    1,015
    Thank Post
    81
    Thanked 66 Times in 51 Posts
    Blog Entries
    2
    Rep Power
    42
    I've called my insurance up in the past and asked for a temporary cover note on a vehicle for the day before changing over fully

  11. Thanks to bondbill2k2 from:

    cpjitservices (13th March 2014)

  12. #24

    Join Date
    Mar 2014
    Location
    MI, USA
    Posts
    1
    Thank Post
    0
    Thanked 0 Times in 0 Posts
    Rep Power
    0
    Most likely, the car should be insured first before you can drive it home. Or you can have a trailer delivered it to you or something. I think the company where you are buying it if its brand new offers that. Anyway, if you are interested on getting a comprehensive insurance try reading an article here. You can also get a quote online there if you want.

SHARE:
+ Post New Thread
Page 2 of 2 FirstFirst 12

Similar Threads

  1. Replies: 31
    Last Post: 21st April 2010, 08:13 PM
  2. Car Insurance - Business Use
    By laserblazer in forum General Chat
    Replies: 15
    Last Post: 17th November 2009, 09:00 PM
  3. Laptop house-car insurance
    By MrPstv in forum Hardware
    Replies: 18
    Last Post: 2nd December 2008, 07:02 PM
  4. Car insurance For Young Drivers?
    By FN-GM in forum General Chat
    Replies: 35
    Last Post: 2nd September 2008, 02:55 PM

Thread Information

Users Browsing this Thread

There are currently 1 users browsing this thread. (0 members and 1 guests)

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •