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General Chat Thread, Car breakdown cover in General; I am looking to get myself some breakdown cover for my car and the wifes. Looking at the usual AA,RAC ...
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    fiza's Avatar
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    Car breakdown cover

    I am looking to get myself some breakdown cover for my car and the wifes. Looking at the usual AA,RAC etc but also seen Autoaid UK Car breakdown recovery insurance the cheap way | AutoAid Breakdown

    Anyone ever use them? Recommended or not?

  2. #2

    glennda's Avatar
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    I used to have greenflag - I think i paid 2.55 a month

    Edit: i never actually called them though!
    Last edited by glennda; 13th November 2013 at 10:01 PM.

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    I used Green Flag until I was old enough for Saga.

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    mac_shinobi's Avatar
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    One year went with these : http://breakdown.insurancechoice.co....=AFF0178300035

    Now get breakdown cover as apart of Lloyd's bank platinum account that we pay each month

  5. #5

    SpuffMonkey's Avatar
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    Quote Originally Posted by laserblazer View Post
    I used Green Flag until I was old enough for Saga.
    Hah - me too....sadly

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    twin--turbo's Avatar
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    Very very very carfuly read the T's and C's of any offer.

    For example RAC and AA "Relay" will only deliver you home if your car cannot be repaired in a reasonable time at one of their local garages to the breakdown.

    If your car is of lilited value then this can be a dangerous option.

    For example... circa 2006 I had a car worth ~£150 . On route back from Devon to Carlisle the propshaft coupling broke up 30 miles into the journey. Leaving 340!

    I Knew instantly the part was unavailable, had been for years ( which was fortunate ) but the AA turned up after an hour and then insisted on trying to see if a local garage could fix the problem.

    It would have been £75 for the part and probably £150 labour after a few cups of tea..

    Fortunatly as expected they could not get a garage to repair.. Unforuntalt it took from 8AM breakdown to 8:30PM for us to get home!!

    That's a low value example, but a larger cost breakdown could land you with an awkward situation..

    Rob

  7. Thanks to twin--turbo from:

    mac_shinobi (14th November 2013)

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    Sirbendy's Avatar
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    I was once with the AA for 20 years. Never again.

    Several years ago when we had widespread flooding, my previous Astra, having just passed the MOT, had a catastrophic rear brake failure that totaled the rear axle and stranded me (disabled and unable to walk far), and the missus (Pregnant) in the middle of a deserted back road, in the semi-darkness.

    So I called the AA, explained. "OK, you fall under "Priority" - we'll have someone out within the hour. Fine with that - the engine runs, we have heat plus a car full of shopping to eat.

    90 minutes later I call back - "We're quite busy, we'll be with you in the next 30". Nothing. Again called. More delays. More Promises.

    In the end, they said "We won't be able to get anyone to you until tomorrow - can you park the vehicle up somewhere safe?"

    I blew my stack at them. Vehicle is crippled, rather like the owner. Of course it won't f***ing move. We got out and between us managed to walk 3-4 miles, with LOTS of stopping to sit, in the wind and rain to a friends house. He drove us back in his car, with a boot of tools and a lumphammer. Battered seven bells out of the hubs, ripped off the rear brakes totally and got it rolling again. Drove it to a garage with 50% of the brakes operating and the rear lines clamped off with 2 mole grips.

    I hurt for days after that little episode..didn't do the missus any favours either.

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    jamesreedersmith's Avatar
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    We have Green Insurance Company - The Greener road to great deals on car insurance and have had for a long time (great cover and good prices too)

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    broc's Avatar
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    Britannia Rescue have special rates for Unison members, they are part of the LV insurance group.

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    jinnantonnixx's Avatar
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    Yes, I've been with AutoAid for a few years. In my experience they are excellent, as long as you understand that you have to pay upfront then get reimbursed. Don't think you have to carry cash, either! I paid my breakdown invoice over the phone the next day with my credit card, then sent the invoice off to Autoaid for reimbursement. Simple.

    It worked out very well for me, as the policy covers multiple vehicles and covers spouse's,vehicles too. At one point I had my car, wife's car and a camper van covered for £36/year. The camper broke down in Barnstaple. I had a courtesy car from the towing company for the evening (it was too late for the driver's hours), the van was flat-bedded back to South Wales the next morning. The tow back cost just shy of £400, reimbursed within a week by AutoAid, even before it showed up on the credit card statement.

    I'm sticking with them, they suit me.
    Last edited by jinnantonnixx; 14th November 2013 at 09:07 AM.

  12. 2 Thanks to jinnantonnixx:

    fiza (14th November 2013), plexer (14th November 2013)

  13. #11

    sippo's Avatar
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    I use greenflag through quidco. Don't forget to get your cashback!

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    ICTDirect_Dave's Avatar
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    Green Flag are very good, however if you take home insurance with the AA (I think it cost me £65 for a year) they give you breakdown cover for 1p. Which was nice!

  15. #13

    creese's Avatar
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    Mine is free with Nationwide. Have used it once and can't fault it. Not sure if it works for couples.

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    Disaster's Avatar
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    Getting cover with insurance or bank has to be the best way as in my experience you get top cover. I get mine through smile and absolutely caned the breakdown cover due to all the crap cars I've had. Plenty of home starts and a lift back from Bristol included, courtesy of Green Flag/Axa and others...

  17. Thanks to Disaster from:

    fiza (14th November 2013)

  18. #15

    fiza's Avatar
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    Quote Originally Posted by Disaster View Post
    Getting cover with insurance or bank has to be the best way as in my experience you get top cover. I get mine through smile and absolutely caned the breakdown cover due to all the crap cars I've had. Plenty of home starts and a lift back from Bristol included, courtesy of Green Flag/Axa and others...
    Just looked at Halifax (my bank) offer the Ultimate reward current account. £15 per month fee gets you AA breakdown cover (but not relay) , travel insurance, mobile phone insurance and home emergency cover.
    Last edited by fiza; 14th November 2013 at 12:09 PM.

  19. Thanks to fiza from:

    mac_shinobi (14th November 2013)

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