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General Chat Thread, Lloyds TSB Down? in General; Originally Posted by john I fail to see the issue? They won't let you use it to authorise a payment ...
  1. #31

    LosOjos's Avatar
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    Quote Originally Posted by john View Post
    I fail to see the issue? They won't let you use it to authorise a payment but don't say they won't contact you on it to confirm it is you etc... or have they now called you with the security code to that number which is then a fail?
    Verifying the new number should involve checking via the old number - if someone had changed the number illegitimately, they'd also be able to "verify" it themselves...

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    Quote Originally Posted by john View Post
    I fail to see the issue? They won't let you use it to authorise a payment but don't say they won't contact you on it to confirm it is you etc... or have they now called you with the security code to that number which is then a fail?
    No it's the fact that if someone had got access to my online banking yes before they could transfer money out of my account they would need to add a number to do so and wait 3 days but then texting that number that has been added the scammer would just think great I've just got to wait.

    Sending a text to the number in no way confirms it's me does it? if they rang me on that number and got me to go through security then it would.

    Ben

  3. #33

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    Quote Originally Posted by plexer View Post
    No it's the fact that if someone had got access to my online banking yes before they could transfer money out of my account they would need to add a number to do so and wait 3 days but then texting that number that has been added the scammer would just think great I've just got to wait.

    Sending a text to the number in no way confirms it's me does it? if they rang me on that number and got me to go through security then it would.

    Ben
    They got into your OLB which is secure ? Do they not text the old number as well to say a change has been made at the same time?

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    I'm not saying it's very probable but still they should ring me on the new number and do a security check, what would be the point in txting the old number? I no longer have it.

    Just because I look after my olb details doesn't mean everyone does though does it?

    Ben

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