witch (26th June 2013)
Is the mortgage in your name? If not, it is called paying rent, almost everyone does it.
The cars - do you own all 3 or drive all 3 and insured on all 3? If not, something is wrong here.
Mobile phones - hardly a responsibility. You pay for what you use or your contract allows, you go into it knowing that. Just like paying any other bills
The extension, again is the house in your name?
As for the remaining items listed, all pretty standard bills to be honest.
A major responsibility IMO is having a child, or a mortgage in your name, child maintenance, or a hefty loan repayment every month.
Last edited by nephilim; 26th June 2013 at 03:32 PM.
witch (26th June 2013)
In the grand scheme of things I'd like to thank my divorced parents for both offering me two bits of advice; never get married, never have kids.
It's worked out so far I suppose.
Think you need to contact your energy and water suppliers - you are being fleeced badly!
My gas per month on average is £20
My electric per month on average is £30
My water per month is fixed at £50
As for the cars - fair enough, you're insured on all 3 and pay towards their upkeep (good on you, I know some people that dont, but £120 per tyre is a bit much E-tyres do pirelli tyres at £60 a piece (including fitting) so may be worth to look online)
As for the mortgage/rent - ask to be put on the deeds if you are paying that much. Mine is £495 a month and depending on how much it is for your parents, I can't see how they would be paying any more than £700 a month max (unless its a property worth over £600k)
I've lived "on my own" (i.e. not with mom) since I was 18, and in spite of all the financial responsibility that came with that, I still did a lot of very stupid things. Once I met my OH, settled down and we started to raise our daughter, well, all of a sudden being an idiot seemed like a really stupid thing to do.
I'm assuming Sunny is living with family when I say this - but that's still a responsibility to pay it out.
Most people I know that live at home pay the bare minimum out (One guy barely pays £100 to his parents). So taking on a financial responsibility - good on you. At least it shows your willing to step up a bit plus should you branch out on your own, you won't find things much more taxing.
Well until the dozen odd mothers start knocking on your doors for DNA tests.... *whistles and walks away*
All I was trying to say was that financial and child responsibilities are very different - I think financial responsibility definitely matures you but a kid... that changes you!
Ah - get you now! Well - I'm child-free (that I know of!) but yeah, looking after a child does change you. I pop round my friends and she's got a little boy aged 2 (and one on the way) - it's like staring into the eyes of a Vietnam vet sometime.
Silence? Go find them!
Rustling? Take the plastic bags/food away from them!
Putting them to bed? You best check that floor for that one piece of lego or sticklebrick!
Would like a brood of little mini-me's, but I'm not mature enough yet. I'm barely trusted with goldfish.
Oh yes having kids changes you
Our 5 month year is great, always happy, sleeps well etc yet we are still knackered by the end of the day, when I climb the stairs at the end of the day I do feel somewhat older than my years
Only gets worse when your 4 year old wants a daddy cuddle and carry to bed!
Its getting them in to the top bunk of the bunk bed that kills my back. I kind of swing and throw the 6 year old in each night.
I had 10 fantastic years of pubbing and clubbing between 18 and 28 (including 3 Pyjama Jumps in Sheffield before they got banned).
Then I met my wife, settled down and am as happy as Larry. I've just turned 40 and couldn't care a carrot.
I thoroughly enjoyed my past but I have no desire to relive it or turn back the clock, now it's time to grow old disgracefully!
Latecomer to this: Mr gee40 turns 50 in August. I become elsiegee50 next Feb. Then our teenagers start making us feel old with one turning 18 in April and the other turning 21 in October.
I am actually fine about becoming 50. To be honest, I am happier now with who I am and what I am doing than I have ever been. Having the kids turn 18 and 21 does make me feel old though!
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