Gaming Thread, Boy spends £4000 on Fifa... in Fun Stuff; Originally Posted by j17sparky
We've got to remember this is a very recent business model (it's only became big in ...
27th February 2014, 01:28 PM #46
And suffered sitting in a teenage boy's bedroom being gassed by Lynx, setting up the d@mned thing on an unfamiliar UI, with constant whining about "Is it working yet?" in yer ear'ole.
Originally Posted by j17sparky
27th February 2014, 01:38 PM #47
Erm just to point out my little brother is 13 and has a debit card by HSBC bank and so did I when I was his age. He uses that to put on his AppleID and PSN not my mum. He then just hand in his money to the bank each week and buys what he wants!
27th February 2014, 02:02 PM #48
i diddnt think you could have a debit card till 16?
Originally Posted by alexbillbridgnorth
27th February 2014, 02:12 PM #49
Visa Electron cards are available for under 16's - or at least were when I was 15
27th February 2014, 02:27 PM #50
Tasteful choice of accompanying picture in that article.
Originally Posted by X-13
27th February 2014, 02:48 PM #51
Originally Posted by pete
I didn't notice until you mentioned it...
27th February 2014, 02:54 PM #52
My point is you know how it works, most people don't until they get a big fat bill. I'm not saying the parent is blameless but I don't think it's unfair to say a lot of people don't understand this payment system.
Originally Posted by Sunnyknight
Lets replace computer game with almost any other product. You go into a clothes shop with your kid and buy them some shoes on your card (equivalent of setting up the xbox with live gold by card). You walk out the shop taking your card with you. The next day your kid walks in, grabs himself that designer jacket, takes it to the till and the attendant says "Should we just stick that on the same card as what was used to buy your shoes?" Without any authorisation from the card holder payment is taken.
When the bill came through for your card would you challenge it or would you accept it? What if he had bought up half the store without anyone questioning it, would you challenge it then? I suspect you would.
27th February 2014, 03:11 PM #53
but a shop is a 1 time only contract itunes/appstore/xbox live etc is a service contract with details kept on file for future transactions its not the same thing (and you do agree to this via the terms and conditions which i know nobody reads and maybe some of this needs to be in letters the size of a house separate) and you would think most people have seen the news stories recently and then go checkjust for piece of mind (i know if there was anyone in my place but me id probably lock my kindle/xbox down so you needed a password to buy stuff). At what point though do you have to stop hand holding people through life and let them make mistakes? do we ban cars because parents dont teach their kind the green cross code and they get knocked down? i dont get how this is any different really
Originally Posted by j17sparky
27th February 2014, 04:12 PM #54
Ultimately the sensible solution would be for any account holders under 18 to only be able to use pre-paid cards, maybe 16 if you go for the youth debit card schemes. Publishers won't do it as they're actively preying on young \ naive gamers to increase their profit margins and they're raking in the £££ right now.
27th February 2014, 04:48 PM #55
It is a bit disturbing that these kids are only a few short years from being able to go out and work, get a mortgage, their own credit card, etc., and seem to have no idea of the value of money. Surely every purchase must have a price tag attached?
27th February 2014, 04:50 PM #56
On the xbox it tells you a price in either MS Points or in Physical money (until the MS Points finally get taken out of circulation which I believe is the end of this month) so he could well have spent loads on MS points and not realised just how much he was spending (10 lots of 8000 points would be around £720)
28th February 2014, 08:45 AM #57
Last edited by Arthur; 28th February 2014 at 09:14 AM.
28th February 2014, 08:57 AM #58
28th February 2014, 11:26 AM #59
It can eat away at some kids, and unfortunately they dont realise how bad things can get.
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